The product offered is a fixed five-year term investment. You could sell your investment before maturity, but if you do so, you are likely to receive back less than you invested. [Barclays 5 Yr Defined Returns Plan]

The ISA that aims to grow your money but does not forget the planet. [Virgin Money Tracker ISA]

There is a brighter outlook for savers with Halifax Guaranteed Saver Reward - 1.50% AER fixed for 12 months. Open from £2,500. You can make one withdrawal without loss of interest. You can also make as many deposits as you like - in branch, online or over the phone 24/7. [Halifax Guaranteed Saver Reward]

Fixed Rate Saver - guaranteed rates in a choice of terms Do you want to know exactly how much interest your savings will earn? Then our new Fixed Rate Saver could be the answer for you. You can save from 3, 6 and 12 months in sterling and US dollars. The interest rate is fixed for the term of the bond. The longer the term, the higher the interest rate. [HSBS Offshore Fixed Rate Saver]

Choose to save over a term that suits you and get a fantastic fixed rate savings account. Minimum opening balance - £500. Maximum balance - £9 million per account. Interest rates - are fixed following receipt of your opening deposit. No withdrawals or additional deposits - after account opening [Fixed rate Halifax Web Saver]

Abbey Fixed Rate Bond - 3.25% AER* fixed. Get a great fixed rate for the next 18 months. Pay in anything from £10,000 up to a maximum of £2,000,000. [Santander Fixed Rate Bond]

Choose to save over a term that suits you and get a fantastic fixed rate savings account. Minimum opening balance - £500. Maximum balance - £9 million per account. Interest rates - are fixed following receipt of your opening deposit. No withdrawals or additional deposits - after account opening [Fixed Rate Halifax Web Saver]

Make the most of your tax-free savings by moving your money to a Two Year Fixed Rate Cash ISA. Earn up to 3.30% AER/Tax Free on balances of £30,000 or more. It’s easy to open, and because it is an ISA you won’t pay any tax on the interest you earn. Transfer your existing ISAs to maximize your tax free interest. [Lloyds TSB 2Yr Fixed Rate Cash ISA]

Do you have £1,000 or more to invest? Invest in National Friendly's prudently managed With-Profits Bond and enjoy the added benefit of built in life cover. Invest in a diversified fund which provides less risk than investing directly on the stock market. For extra peace of mind invest with a leading mutual established since 1868. [National Friendly Investment ISA]

Their Instant Saver account offers you a great interest rate of 2.10% AER Variable* and you can access your money via Link ATMs or by calling call into one of their 13000 branches. Alternatively there’s the phone, by post, and even online. Open an account today and see your money soar. [Post Office Instant Saver]